Skip to Content
Close Icon

Rates

Interest Rates and Annual Percentage Yields are current as of 03/28/2025. For current rate information call (816) 628-6666.

Checking & Savings Rates

Account Product

Interest Rate

Annual Percentage Yield

Senior Success
     All balances

.25%

.25%
Money Market Daily Balance $0 to $4,999.99.25%.25%
Money Market Daily Balance $5,000.00 to $39,999.99.50%.50%
Money Market Daily Balance $40,000.00 to $99,999.99.75%.75%
Money Market Daily Balance $100,000.00 to $249,999.991.50%1.50%
Money Market Daily Balance $250,000.00 and up2.75%2.75%
Now
     All balances
.25%.25%
Savings
     All balances
.50%.50%
Christmas Club
     All balances
.50%.50%

 The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.

CD Rates

Account Product NameInterest RateAnnual Percentage Yield
6 Month Simple Interest CD*

3.75%

3.78%

6 Month Add-On CD*

3.75%

3.78%

Additional deposits of $25.00 minimum allowed with a maximum total contribution of $10,000.00

12 Month Simple Interest CD*3.70%3.70%
12 Month Add-On CD*3.70%3.70%

Additional deposits of $25.00 minimum allowed with a maximum total contribution of $10,000.00

 18 Month Daily Compound CD*

3.65%

3.72% 

 24 Month Daily Compound CD*

3.60%

3.67%

30 Month Daily Compound CD*

3.50%

3.56%

 36 Monthly Daily Compound CD*

3.25% 

3.30%

48 Month Daily Compound CD*

3.25%

3.30%

60 Month Daily Compound CD*

3.00%

3.05%

Second Chance 30 Month CD*

3.50%

3.56%

*A penalty may be imposed for early withdrawal.
The minimum balance required to obtain the APY is $100.00
Fees could reduce the earnings on the account.
The annual percentage yield assumes interest will remain on deposit until maturity.  A withdrawal will reduce earnings.  For current rate information call (816) 628-6666.

IRA Rate Schedule

Account Product NameInterest RateAnnual Percentage Yield
6 Month IRA*

3.75%

3.80%

12 Month IRA*3.70%3.75%
18 Month IRA*3.65%3.70%
24 Month IRA*3.60%3.65%
30 Month IRA*3.50%3.55%
36 Month IRA*3.25%3.29%
48 Month IRA*3.25%3.29%
60 Month IRA*3.00%3.03%

* A penalty may be imposed for early withdrawal
The annual percentage yield assumes interest will remain on deposit until maturity.  A withdrawal will reduce earnings.  This schedule applies to all types of Retirement Accounts, Regular, Education, Roth, SEP, and Simple.
Fees could reduce the earnings on the account.

You are now leaving Kearney Trust Company
Continue