The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods. Under the Community Reinvestment Act certain information must be maintained and made available to the public by April 1 of each year as part of a public file. If you have questions about the bank's CRA performance or would like a copy of the public file, please email us at info@kearneytrust.com. Upon request, the bank can provide paper copies and in accordance with the regulation, may charge a reasonable fee for the cost of copying and mailing (if applicable).
The information below is current as of April 1 of each year.
Rating: Kearney Trust Company achieved a "Satisfactory" CRA rating from the FDIC in our most recent Performance Evaluation.
Public Comments: Kearney Trust Company has not received any public comments in the past 2 years, as of April 1, 2024. Kearney Trust Company may, at its discretion, periodically update this to include public comments received after the annual April 1 update.
Branch Locations & Hours of Operation: Locations & Hours - Kearney Trust Company (Kearney, MO)
Branches Opened/Closed in the past 2 years: Kearney Trust Company has not opened or closed any branches in the past 2 years. Kearney Trust Company may, at its discretion, periodically update this to include opened/closed branches received after the annual April 1 update.
Facility Based Assessment Area: The following assessment areas represent the communities Kearney Trust Company serves. Maps and Census tract information can be accessed by clicking the links below.
CRA Performance Evaluation: Kearney Trust Company Community Reinvestment Act Performance Evaluation
CRA Disclosure Statement: CRA disclosure statements may be obtained on the Federal Financial Institution Examination Council’s (FFIEC) website at www.ffiec.gov/cra. Select: Online Reports, CRA Disclosure Reports, and search by Institution name:
- Institution Name: Kearney Trust Company
Home Mortgage Disclosure Act (HMDA) Statement: HMDA statements may be obtained on the Consumer Financial Protection Bureau's (CFPB) website at www.consumerfinance.gov/hmda. Select: Download data for a specific institution, and search by either institution name or LEI:
- Institution Name: Kearney Trust Company
- LEI: 254900OI3V8V16I60I06
Products & Services: Please visit the following link to review products and services that are provided. Click on personal banking or business banking to find the right solution for you. Welcome - Kearney Trust Company (Kearney, MO)
Loan to Deposit Ratios: CRA Data